FinCrime Analyst

About ARQ

ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. Every team member shapes the future of our product, culture, and growth.

The Role

We're seeking a hands-on, detail-oriented FinCrime Analyst to join our compliance team. You'll work on the front lines of financial crime prevention, investigating and responding to alerts related to KYC/KYB discrepancies, PEP/Sanctions/Warnings, and transaction monitoring. You'll take ownership in a fast-paced, dynamic environment while collaborating with compliance, risk, and operations teams to strengthen our AML framework.

Key Responsibilities

• Investigate KYC alerts related to biometric mismatches, fake documents, and irregular IDs using KYC software such as Jumio and Persona
• Conduct investigations on PEP (Politically Exposed Persons), Sanctions, and Warnings alerts, ensuring proper risk assessment and regulatory compliance
• Review and optimize transaction monitoring processes to improve detection and reporting of suspicious activities
• Investigate unusual transactional behavior including structuring, layering, and irregular cross-border transfers; escalate as needed
• Respond to regulatory authority requests in a timely, accurate, and compliant manner
• Collaborate with cross-functional teams to strengthen AML controls, improve risk detection, and ensure adherence to internal policies
• Monitor financial crime trends and patterns to refine AML procedures and prevention mechanisms
• Stay current with AML regulations and industry best practices to ensure compliance with local and international laws

Required Qualifications

• Fluency in Spanish and English (required for compliance handling)
• Detail-oriented with strong investigative and analytical skills
• Experience in AML/KYC compliance, financial crime prevention, or related compliance roles
• Familiarity with KYC platforms (Jumio, Persona, or similar)
• Ability to work independently and as part of a collaborative team